Privacy Policy
Version date: 02/21/2024
This Privacy Policy (the “Privacy Policy”) describes how CREDITORS’ PROTECTION SERVICE, INC. (“US,” “OUR,” or “WE”) collects and uses Personal Data from individuals (collectively &”YOU”, “YOUR”) who access or use our Websites (including creditorsprotection.kfmweb.com, referred to herein as our “Website”). “Personal Data” is any information that relates to an identified or identifiable individual. By using our Services, you understand that we will collect and use your Personal Data as described in this Privacy Policy.
This Website is operated in the United States (US) and is intended for users located in the US. If you are located outside of the US, we request that you discontinue use of this Website. If you continue to access this Website, please be advised that your personal information will be transferred to us in the US, and by using our Website, you consent to that transfer and use of your personal information in accordance with this Privacy Policy.
The Website is not intended for individuals under the age of 18 years of age. We do not knowingly collect personal information from individuals under 18. If you are under 18, we request that you not provide Personal Data through this Website or our Services. If we learn we have collected or received personal information from a minor under the age of 18 without parental consent, we will delete that information. If you believe we might have any information from or about a minor under the age of 18, please contact us.
BY ACCESSING OUR WEBSITE, YOU AGREE TO THE TERMS OF THIS PRIVACY POLICY AND CONSENT TO THE TRANSFER OF YOUR PERSONAL DATA THROUGH OUR WEBSITE AND RELATED SERVICES. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, OR TO ANY CHANGES WE MAY SUBSEQUENTLY MAKE, WE REQUEST THAT YOU STOP ACCESSING OUR WEBSITE.
On this Website, we collect personal information from consumers to facilitate effective communication and respect communication preferences.
When you submit information to us, we may collect Your:
Name
Account Number or Account Identifier
Telephone Number
Cellular Number
Address
Email Address
Preferred days, times and methods of communication
Comments submitted by You
How we use Your Information:
This company is a debt collector, any information it obtains will be used for the purposes of debt collection. Information that you submit to us regarding your communication preferences or account will be treated as confidential information but the information will pass through contracted service providers who facilitate digital communications. Digital information may be collected and used for analysis of the use of our Website. This analysis may be performed by a third-party provider of data analytics. If you do not consent to using your information in this way, we request that you do not use this Website.
This Website will not collect additional categories of personal information or use the personal information we collect for materially different, unrelated, or incompatible purposes. We do not and will not sell or lease your personal information, except as required by law. Contact information, such as email addresses and text messaging numbers will be shared with the originator of the messaging service, including opt-in data and consent. This information will not be shared with any third parties or affiliates for marketing or promotional purposes.
How We Use Cookies
We use cookies and similar technologies in accordance with our Privacy Policy to ensure that the Website functions properly, to understand how visitors use and engage with our Website and to analyze and improve our Website. The web analytics services, including Google Analytics, use cookies to evaluate your Website use by providing services about Website activity and internet usage to the Website providers. For more information about Google Analytics, please visit: http://www.google.com/policies/privacy/partners/. You can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en-GB.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you are uncomfortable with the idea of your information being used in this way, most computer systems and web browsers offer privacy settings and options, such as disabling cookies or opting for “Do Not Track” features. You may also click on the “Reject” button at the bottom of our Website.
Types of Digital Information Collected:
Device Information: We collect information about the type of device you are using, such as its make and model, operating system, and browser type.
Log Information: Our servers automatically record certain information, including your IP address, browser settings, and the pages you visit on our Website.
Usage Information: We gather data about how you interact with our Website, including the time spent on pages, the links you click, and other similar activities.
Referral Information: We may collect information about the websites or sources that referred you to our Website.
Your Rights Under State Privacy Laws:
If you are a resident of a state with Privacy Laws, you have certain rights regarding your information. These rights may include:
Right to Know. Voluntarily providing your information satisfies this right.
Right to delete. Any account information relating to a debt is exempt from this right.
Right to Opt-Out of the sale of your information. We do not sell, lease or share your data.
Security Measures
We take reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the internet or electronic storage is completely secure, and we cannot guarantee the security of your information.
Changes to Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our Website. We encourage you to review this Privacy Policy regularly for updates.
Governing Law
This Privacy Policy is governed by and construed in accordance with the laws of the State of Illinois. Any dispute arising out of or related to this Privacy Policy will be subject to the exclusive jurisdiction of the state and federal courts located within the State of Illinois.
